This and all attached or related Usage Agreements are licensed under the Creative Commons license described here: http://creativecommons.org/licenses/by-sa/2.5/za/ and you may re-use these agreements even for commercial purposes, cubit.co.za/accounting is not liable under any circumstances, for your use of these terms and conditions.

General Usage Agreement:

cubit.co.za/accounting hereafter cubit.co.za/accounting and you the reader of this Agreement agree as follows:

RESTRICTED ACCESS: This End User License Agreement ("User Agreement" or EULA) grants you, personally and individually, a non-transferable, non-exclusive, non-sub licensable, limited license, permitting access only for the use of immediately electronically displaying content retrieved from this website, a copyrighted publication entitled "cubit.co.za/accounting", including but not limited to visual and documentary resources, using a web browser in real time to no more than one person at a time for personal, commercial, non-commercial, educational purposes or for reference use only, subject to the limitations set forth herein. We grant you the rights contained in this license in consideration of your acceptance of these terms and conditions, so by exercising any rights to the work provided on this restricted access website, you accept and agree to be bound without limitation by the terms and conditions of this User Agreement. You shall acquire no ownership rights to this website or any web page, data, text, data, software or other content or any portion thereof, in any form, on this website or provided by us which you shall not resell or otherwise transfer. The license granted herein to use data or other content shall automatically terminate upon your failure to comply with the terms of this User Agreement, however all other obligations and provisions hereunder shall survive.

Except as explicitly permitted do not download or copy data from this website. Examples, but not limited to these examples are: The website may contain a “print” button, this indicates that you are allowed to print this content. Another example is that the website does not display any email addresses, if you are able to view an email address in the page source, you may not print or download it. Generally only if explicitly permitted on the website may you copy or download any data.

Permission is granted to search engines that are made available to all on the Web without charge to index the first page text of this website, but not the data, and to transiently display as part of search results the title and description meta tag text content from Web pages on this site, or a brief quotation relating to the search terms. All other access, use, disclosure, reproduction, delayed use, reduction to human-perceivable form, printing, copying or saving of digital data files or other content, reformatting, file sharing, downloading, uploading, storing, posting, mirroring, archiving, recording, distributing, redistribution, re purposing, modification, rewriting, manipulation, creation of derivative works, translations, or products, licensing, sale, transfer, display, public performance, publicity, broadcast, televising, reporting, publication (in whole or part) or transmission whether by http, ftp, electronic mail or any other file transfer protocol, and whether by electronic means or otherwise, or use by anyone requires prior written permission of cubit.co.za/accounting. Severe penalties apply for theft and unauthorized publication, (this is also a crime).

Each User and other person(s) or entity(ies) entering into this agreement ("You") agree(s) to refrain from engaging in, or facilitating others in any such non-permitted access or use. You agree to transfer and assign to cubit.co.za/accounting, without additional consideration, any rights, ownership, or title which you may obtain to our name(s), trademark(s), data or other content on this website, our intellectual property, or obtained from us or derived therefrom. By using this site which includes images, documents and other content, you signify your acceptance of these terms of use and you represent and warrant that your actions including but not limited to your access or use will not impair, diminish, or dispute our intellectual property rights in this website and its content, damage our reputation, or interfere with the operation of the cubit.co.za/accounting website, so you may not, and we ask that you please do not access or use this website if you do not agree to all these terms and conditions of service. Your access to this website is specifically conditioned on your acceptance of our intellectual property rights to this website and its data and other content, including but not limited to our right to determine and limit your publication or other use thereof. You further warrant that you will not access or use the cubit.co.za/accounting website or any content, nor unauthorized copies thereof, or services thereof for any purpose in violation of these Terms and Conditions, and that all information that you provide to us will be truthful and accurate.

CLICK TO ACCEPT: Any access to or use of this website or its Internet domain name(s) or IP address(es), data(s), or content, including but not limited to clicking (or the equivalent) on any link or data (other than to view this User Agreement web page), or sending the character string "/I_ACCEPT_the_User_Agreement/" to our web server as you must do to gain access to our data, or clicking on your send button to send us an e-mail, or the like, all indicate and signify that "I ACCEPT" this user agreement, and each such action indicates your intent to thereby attach your electronic signature to this agreement, and your unconditional acknowledgment and acceptance of and agreement to all of the terms and conditions herein without modification, and that this agreement shall take effect immediately; to indicate "I DECLINE" simply make no use and close all windows of this website.

Provided, however, that you may not view or otherwise make any access or use of this website whatsoever unless you (or your guardian or legal representative who agrees to this user agreement on your behalf) are capable of entering into a binding contract, nor in any jurisdiction where this user agreement would not be enforceable. You agree that your use of this website is irrefutable acknowledgment by you that you have read, understood, and agreed to each and every term and provision of this User Agreement, including but not limited to the provisions hereof regarding data donation and dispute resolution/arbitration, and that if and when you violate this User Agreement that you have received timely Legal Notice of Infringement. If you are the owner or operator of equipment used to access this website or its content, or to communicate with us or our equipment, by allowing such use you thereby consent and agree to be bound by the terms and conditions of this User Agreement. If you are acting as an employee and/or on behalf of an organization(s), you represent and warrant that you are authorized to act as agent and that you accept this user agreement both as an individual and as agent on behalf of your employer and organization(s). You may access our content only directly through this website and not through any third party website, nor may you allow anyone access to the content on this website without visiting this website. This website and all associated data, content, e-mail, or other intellectual property regardless of where located or how accessed and any media on which it may reside is only licensed as set forth herein and is and shall become and remain the sole and exclusive property of cubit.co.za/accounting or the successor thereof which shall have the right to access to retrieve, remove, or modify. You acknowledge and agree to the validity of the cubit.co.za/accounting copyrights, trademarks and service marks, trade secrets, and other proprietary laws and rights both in South Africa and internationally, and our claim of ownership of the intellectual property that comprises this website, its data and other content, and that cubit.co.za/accounting has established significant rights and valuable good will therein. You agree not to impair the title, rights and interest of cubit.co.za/accounting in such marks and other intellectual property, including but limited to data and other content, names, pseudonyms, full name(s), shortened name(s), Internet domain name(s), and the acronym(s) of this website, and associated entities and author(s) thereof and their logo(s). You agree not to make any claim to, apply to register, or register any such cubit.co.za/accounting mark or any confusingly similar marks or other cubit.co.za/accounting intellectual property. All use of any and all cubit.co.za/accounting marks and/or other intellectual property on or relating to this website or derived therefrom shall inure solely to the benefit of cubit.co.za/accounting. You stipulate, warrant and agree that you will not challenge or dispute our proprietary rights or the rights of content donors, including but not limited to as stated herein, to the intellectual or other property which comprises this website and its domain(s), server(s), trademark(s), pages, files, data, text, and other apparatus and content ("website"), nor challenge or dispute validity of our copyright or the originality of this website, including but not limited to the originality of each and every one of its data, and acknowledge that we prohibit access to all who do not so agree, and further stipulate, warrant and agree, notwithstanding any case law to the contrary, that your using or accessing this website including but not limited to one or more of its data, or allowing or facilitating others to do so, without such prior agreement and acceptance of our proprietary rights, or in any manner contrary to this User Agreement, or which makes this website or portion thereof, or the intellectual property, pages, data, text or other content therefrom available (or obtained from us) to those who have not accepted or are not bound by this User Agreement, or by otherwise circumventing this User Agreement or any legal or technological means that we have utilized in an attempt to limit access, copying, or use of this website or such property, violates this User Agreement and shall constitute actual harm to our property (not in limitation of the foregoing, to be construed as no less serious than by analogy tampering with and disabling the lock on a site or bank vault door or circumventing a copy protection mechanism so that the contents are are left unprotected), and shall constitute trespass, conversion, or a like tort, whether such tort be conventional, or unknown in the statutory and/or common law and so requiring definition or redefinition so as to apply in the context of this website and intellectual property, and whether such like tort be previously named, or unnamed. Images and all other content on this website are made available only under the terms and conditions set forth herein, any use shall inure to our benefit, and you agree not to take any action which would make such data or other content accessible to or available for unauthorized use by third parties who have not agreed to this User Agreement and to additionally compensate us for any loss resulting from such action and the consequences arising therefrom, including your payment of use fees and penalties for each such third party use resulting from your violation of this User Agreement.



COPYRIGHTS; NO RIGHTS CLEARANCE. The contents of this website and related e-mail and of linked websites may be subject to additional restrictions including but not limited to copyright and other rights of other parties. We neither warrant nor represent that your use of data or other content displayed on this website or otherwise available from us will not infringe the rights of third parties not owned by or affiliated with cubit.co.za/accounting or this website. Not all data is available for all uses. Use of some materials may be restricted by the terms of gift or purchase agreements, donor restrictions, privacy and publicity rights, licensing and trademarks. Some individual web pages and data on this website is separately copyrighted. Written permission of the copyright owners is required for the transmission or reproduction of all content. The application of the United Nations Convention on the International Sale of Goods is expressly excluded. Access to and use of this website and related content is limited to legal purposes and activities, and you are responsible for complying with all laws and regulations including but not limited to any applicable local laws in your locality, you agree that you will pay any and all taxes, including but not limited to any applicable sales or use taxes and provide us with written proof of payment upon request, and that any content licensed to you by us is only for use of content that you are authorized and legally permitted to use. Data or other creative works, generally, are the physical property of collection holding them, while literary rights, including copyright, if any, may belong to the authors or their heirs and assigns. Nothing herein shall be construed as conferring any license or right under any copyright, except as explicitly provided in the paragraph on permissions, below. It may be difficult or even impossible to determine what copyright or other restrictions may apply to historical collections and archives and permission to publish does not constitute a copyright clearance. There are also no model or other releases known to exist for data on this website. Often the owners only hold the physical rights and/or the electronic rights, possibly non-exclusive, to data or other content in their collections, and in some instances the original content may be in the public domain and/or available elsewhere. You agree to donate all data that you add to this website to cubit.co.za/accounting and assign all title rights or copyrights to cubit.co.za/accounting

Description of any third party product, service, or activity or a link thereto does not imply any determination regarding its quality, suitability, safety, or lawfulness, which is entirely your responsibility. You stipulate and agree that unauthorized copying of one or more data or other content from this website in lieu of licensing a sufficient number of authorized copies where such work is available for license in the medium or format desired shall be conclusively presumed unfair, and, notwithstanding any case law to the contrary, you hereby waive the right to claim or assert that such unauthorized copying in lieu of licensing constitutes "fair use" and that any copyright registration granted to us by South Africa shall be conclusively presumed to be a valid copyright of all of the content of this website and all portions thereof in all jurisdictions, and that such copyright shall apply to each data depicted on this website, and to variations of such data, including, but not limited to changes in the size, resolution, data format, or tangible form of expression. We make no representations or warranties with respect to ownership of or copyrights, if any, in data or other content on this website or obtained from us, and do not represent others who may claim to be authors or owners of copyright or other rights thereto. You shall obtain all permission(s) when required and are solely responsible for determining the existence of such rights, satisfying any copyright and other use restrictions, intangible rights, or related interests, for obtaining any and all permissions and releases, for guarding against the infringement of those rights that may be held elsewhere, and for paying any associated fees necessary for the reproduction or use of the materials and for rights to any proprietary material depicted, and you expressly assume all responsibility for observing applicable laws of copyright, literary right, trespass, conversion, property right, privacy, publicity, and libel. You acknowledge that digital data on this website or obtained from us are our valuable property, that viewing of data and other website content is a valuable consideration, and agree that all provisions of this User Agreement including but not limited to use restrictions shall additionally apply on a contractual basis regardless of the copyright status of any data or other website content.

cubit.co.za/accounting does not endorse external websites which should open in a new browser window. This website may be hosted by cubit.co.za/accounting on one or more web servers, each with their own domain name(s), and also has hyperlinks or references ("links") to other "third-party" external websites that are not part of the cubit.co.za/accounting web site, and may include information regarding third party offers. cubit.co.za/accounting has not investigated or verified the legitimacy of such merchants, does not endorse, is not a party to, and takes no responsibility for third party offers whether on a linked website, published on this website, or found elsewhere, nor for the persons or entities operating such websites. If you choose to do business with such third parties, which you agree is entirely at your own risk, we strongly urge you to check best prices, verify the merchant's reputation, and make payments only by credit card so that you may have the possibility of recourse, and you agree not to complain to us if you don't follow our advice and as a result have a problem. All trademarks and brands are the property of their respective owners, and any use of third-party trademarks on this website is for nominative and/or descriptive purposes only, and does not imply any third-party affiliation, sponsorship, or endorsement. You agree not to use any of our names, pseudonyms, domain names, or marks in any advertising, publicity, or in any other commercial manner without our prior written consent. The cubit.co.za/accounting web site's author, cubit.co.za/accounting, copyright holder(s), other rights holders, licensor(s), and other parties that provide, operate, and/or license this website and its content (and their officers, directors, shareholders, representatives, agents, affiliates, employees, and servants), or the like ("we" or "us") have no control over or responsibility for other websites' content or availability, or for changes therein, nor for the accuracy of information published or submitted by others, including but not limited to offers made by third parties, and we are not affiliated with, sponsored or endorsed by any site, library, company, institution, organization, contributor, book author, publisher, seller, auction, website, or other third party, nor shall any information or link on this website be considered a listing of any item for sale or auction, nor shall any third party offer be considered an offer by us, nor shall the contents of any linked website be used for any purpose other than authorized display. No relationship exists between this website and any linked third-party website or named third party, except as stated herein, and no inference or assumption should be made and no representation is implied that the cubit.co.za/accounting site, cubit.co.za/accounting or its affiliates in any manner operates, edits, or controls any third-party website nor such third-party websites services, products, or information. cubit.co.za/accounting and its affiliates disclaim, do not endorse, are not a party to, and take no responsibility for third party offers, including but not limited to those which may appear on this or any linked website nor in any e-mail or other communication. Links to other websites, credit lines, announcements about books and other products, services, or offers, and responses to e-mail inquiries, are provided solely as a convenience and at the discretion of cubit.co.za/accounting, do not imply permission, membership, or affiliation, shall not in any way be construed as or constitute a description, accurate depiction, position regarding any issue in controversy, authentication, appraisal, sponsorship or endorsement of any product, service, activity, business, organization, or person, and any offers, products, services, statements, opinions, content or information on any linked third-party website or third party submission included or described on this website are those of the respective author(s) or owners and not those of cubit.co.za/accounting. Caveat Emptor. By your following a link to other website, this site does not thereby modify, copy, or reproduce information on the third-party website, and all such data is sent directly from the linked website to your browser without any intervention. The Uniform Resource Locator (URL) of the third-party website being linked can be seen in the lower left-hand corner of the screen by placing the mouse cursor over the link or otherwise determined by use of your browser, and also appears as the new location at the top of the screen (new browser window) after a link is followed, so there can be no confusion as to the source of linked material, and all trademarks and copyrights relating to all such third-party website(s) are owned and controlled by the third-party website(s) unless stated otherwise. Any third-party owned intellectual property inadvertently included on this website without necessary permission or any link on this website to a third-party's website or intellectual property will be removed upon the copyright owner's documented request or software can be used by third-party websites to block undesired requests or links. The cubit.co.za/accounting domain's actual "Administrative Contact" is the "designated agent" to which to report via e-mail alleged copyright infringements on this website under any law and such notification should identify in sufficient detail the allegedly infringed copyrighted work (please also specify your copyright registration number); provide sufficient information to allow us to identify and contact you; include the statements "I have a good faith belief that use of the copyrighted materials described above on the allegedly infringing web pages is not authorized by the copyright owner, its agent, or the law." and "I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed."; and include your signature. By sending a communication directly or indirectly to cubit.co.za/accounting notifying us of the availability of your product, service, or website, or by soliciting a link, you thereby grant us permission to link to your website and to include at our sole discretion your graphic(s) and/or logo or data derived therefrom on our website with the link(s). For the sole purpose of enabling and/or increasing the speed of immediate personal educational commercial, non-commercial Internet viewing of this website as it currently exists, and as authorized herein, it is permitted to cache and/or buffer transient digital copies of this website or portions thereof, provided that: (1) the cached and/or buffered copies expire and are automatically and permanently erased in 24 hours or less, are not further moved or copied except transiently into volatile memory from which they are promptly erased to enable immediate viewing by a web browser as permitted hereunder, are not archived or retained, and are not written to an off-line or non-erasable medium; (2) the domain name, URL/Internet address, and the content and appearance of this website and this user agreement are not changed or abridged, and the operation of the website is not impaired; and, (3) all copyright, user agreement, and other proprietary notices are presented in full and without modification. cubit.co.za/accounting takes no position regarding the ownership or intellectual property rights or potential rights of any party by submitting a request or making application for permission to include data and/or other information in this website, nor by linking, nor by indicating credit for any contribution(s) to this website.

CONFIDENTIAL INFORMATION: You acknowledge and agree that the cubit.co.za/accounting web site includes but is not limited to text, data, graphics, e-mails, or other material or content and any product, service, information, content, software, message, advertisement or any other work found at, aggregated at, contained on, distributed through, linked to or from, downloaded to or from or in any other manner accessed, and is confidential to cubit.co.za/accounting and protected by proprietary rights and laws and that disclosure, including but not limited to copying, reproduction, and/or retransmission or other unauthorized use, or providing access to this website or its content to anyone who does not accept this User Agreement is strictly prohibited, and specifically, but not in limitation of the foregoing, you agree not to make disclosure of such confidential intellectual property and proprietary trade secret information on and comprising this website or portion(s) thereof to any third party who has not previously agreed to and is contractually bound to the terms and conditions of this User Agreement, and stipulate that such disclosure shall constitute contributory and vicarious infringement of our copyright and other rights hereunder. Furthermore, but not in limitation of the foregoing, you stipulate and agree that the digital modifications, enhancements, and/or restorations of data shown on this website which visually distinguish such data from the original from which they were derived and/or from other originals or copies thereof are trade secrets of such detail and type that human memory cannot retain or duplicate, and that such modifications, enhancements, and/or restorations are not apparent from inspection of only the modified data, so that the human web viewing of such data as authorized herein does not make possible disclosure of such trade secret information, and such disclosure requires copying by mechanical, electrical, or digital means or the like which is only authorized by specific permission. Additionally, any information concerning this website or its affiliates or the contributors to this website or their conclusions, views, and/or opinions which is not published on this website is also understood to be proprietary trade secret information and you agree not to disclose any such information which may come into your possession which is not published on this website and to also treat such information as confidential. In particular, you agree not to disclose or publish any information regarding the identity, personally identifiable information, the collections, or the opinions on issues of controversy of anonymous or pseudonymous authors or donors, nor, without our permission, attempt to identify, locate, or contact them in any way, whether in person, by telephone, or otherwise, nor to violate their rights including but not limited to their rights of privacy and publicity. You further agree to take reasonable precautions to prevent any unauthorized use, disclosure, publication, or dissemination of confidential or proprietary information, and agree not to use confidential or proprietary information for your own or any third party's benefit without our prior written approval, in each instance. When communicating with us, you shall not provide us with any materials, writing, data, information, content, attachment, or data that is confidential to you or any third party, and any notice, legend, or label to the contrary shall be without effect, and we shall be free to use anything that we receive from you in any manner that we deem appropriate. In the event that you disagree with the content, opinions, or policies of this website or its author(s), your sole and exclusive remedy shall be to notify us by e-mail, and all changes or corrections, if any, shall be made at our sole discretion. You agree not to take any action that will impose a disproportionately large or unreasonable load on our computer web server(s), network, or other infrastructure. Please be mindful of the large amounts of data transfer needed to allow viewing of the cubit.co.za/accounting web pages with multiple, large data, and avoid suddenly flooding the cubit.co.za/accounting website with large numbers of unanticipated visitors. Access without permission by software robot, software program performing multiple, automated, successive requests, or other automated or high volume electronic process, is specifically prohibited. Merchants identified or linked on this website operate independently from the cubit.co.za/accounting site, and we do not endorse any merchant or assume responsibility for transactions conducted with them. The selection and placement of advertisements linked on this website under the Advertising banners program is determined automatically by a computer program for presumed relevance to the content of the web page on which they appear, and have not been reviewed, endorsed, or approved by us; consequently maintaining editorial quality of these advertisements are the responsibility of a third party. Due to scanning and digital restoration of data, the appearance of items may differ substantially from actual condition. Writings converted to text by optical character recognition (OCR) or other transcription from the original are stored more compactly, display more quickly, are made available for computer searching of content, enable hypertext linking, and may have increased legibility, but will contain transcription errors that may not be apparent and may include changed numbers, missing or moved content, and altered words or spelling. You may not rely upon the accuracy or timeliness of data, text, or other content of this website and agree to independently verify and compare with and utilize the original whenever a high level of accuracy is needed, nor should you attempt any act, event, or other information portrayed on this website. Item descriptions may be based on unverified dealer, seller, or author representations. The date "Last Updated" which appears on many pages on this website is an approximation which generally signifies the date of the last significant or major update, is not an automated file modification date, is for convenience only, and may not reflect technical, typographic, or minor additions, deletions, or corrections, nor changes performed by automated software made to multiple pages; consequently, if monitoring minor changes on a particular page is of interest, please use an automated notification service. This is also an educational website and its content, data, links, and related information is provided for informational purposes only. The information supplied on this web site is general in nature and should not be relied upon to make decisions, investments, or purchases. This website or other information or opinion obtained from us may not be used to authenticate or determine the value of collectibles, and does not constitute an offer to sell, or the solicitation of an offer to buy any securities or collectibles and must not be relied upon in connection with any purchase or investment decision. The contents of this website and of any e-mail or other communication from cubit.co.za/accounting merely represents the then current view of cubit.co.za/accounting or the author and should not be interpreted to be a commitment on the part of cubit.co.za/accounting or the author, nor an expert opinion. Opinions expressed may be those of contributing authors and not necessarily those of cubit.co.za/accounting. Caveat Emptor (Buyer Beware).

ENTIRE AGREEMENT: You agree that this web page alone constitutes the entire User Agreement, that it is the complete and exclusive statement of your agreement with us, constitutes a writing signed by you, supersedes all prior agreements and representations between the parties, that no variation of the terms of this User Agreement will be enforceable against us, that it is subject to change which shall be effective immediately, and you waive the right to claim, contest, or assert that this User Agreement was modified, canceled, superseded, or changed by any oral agreement, purchase order, e-mail, notice, or other writing, course of conduct, waiver, implication, or estoppel. This User Agreement shall not be canceled, modified, amended or in any way altered, nor may it be modified by custom and usage of trade or course of dealing. No one has the authority to vary these terms and conditions, and no purported modification by any person, orally or in writing, may be relied upon or deemed binding, and we note our objection thereto, nor shall any writing, undertaking, representation, or warranty made by anyone affiliated with this website which is inconsistent with this User Agreement be binding. Consequently you may not send us your contracts, offers, requirements, forms, purchase orders, files, gift restrictions, confidentiality notices, or other communications containing terms and/or conditions which differ from this User Agreement which if received in violation of the foregoing will be ignored if possible, and will have no effect, but which may if deemed necessary in our sole discretion be subject to legal review at your expense. Our failure to respond or take affirmative action in response to any communication or information sent or provided to us should be understood to mean that we did not receive the communication or information, did not read it, chose not to respond, or disagreed, and should not be construed to indicate our acquiescence, agreement, approval, or consent. Specifically, but not in limitation of the forgoing, this restricted rights website and any related software, data, data, or other content are not available for licensing to anyone but only under the more restrictive terms as set forth herein.

Use of a cubit.co.za/accounting e-mail "from" or "reply-to" address does not mean that the message came from us and even if authorized does not imply any such authority or affiliation with cubit.co.za/accounting or this website, nor an ownership or agency relationship, and any claimed authority, title, affiliation, ownership, or relationship by any person or entity not stated on this website shall be conclusively presumed to be invalid and may not be relied upon. Any message received from us whether by fax, e-mail, or other method, including any attachments, contains confidential information intended for a specific individual and purpose and is protected by law. If you are not the intended recipient, please contact the sender immediately by reply e-mail or fax and destroy all copies. You are hereby notified that any disclosure, copying, or distribution of such a message, or the taking of any action based on it, is strictly prohibited. You are warned that computer viruses can be transmitted via e-mail, so the recipient of any e-mail should check it and any attachments for the presence of viruses. (Computer viruses and spammers frequently forge e-mail "from" addresses that they copy from infected computers or from the world wide web, so, unfortunately, there are many more unlawful e-mails sent pretending to come from us than e-mails that we actually send.) Even if the e-mail is legitimate, neither we nor the sender accepts liability for any damage caused by any virus transmitted by e-mail. E-mail transmission cannot be guaranteed to be secure or error-free because information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. The sender therefore does not accept liability for any errors or omissions in the contents of any message or attachment, which arise as a result of e-mail or other electronic transmission.

This User Agreement may be assigned by cubit.co.za/accounting. We reserve the right, in our sole discretion, to amend, modify, add, remove, or change these terms or portions thereof at any time, without prior notice, and to revoke permission for any cause or for no cause. Any changes become effective immediately upon posting of the revised User Agreement on this website, so please use a notification service and check this website on line periodically for such changes. Contractually imposed use restrictions as specified herein may be more restrictive that those of copyright law. Continued use of this website or its contents indicates and shall be deemed to constitute your affirmation of your agreement to this entire User Agreement, including all such restrictions and any changes. To immediately stop using this website and its content is your only remedy should you not agree to any of the terms of this User Agreement, as amended. The terms and conditions of this User Agreement shall apply to all data, text, e-mail, web pages, and other content and to all our intellectual property wherever located, including this website, and including copies thereof in whole or part, or derived therefrom, regardless of the form, electronic, printed, or other, whenever or however obtained, including but not limited to when obtained from third parties with or without our permission. This website contains many notices regarding this User Agreement, however, in the event that the language of such notice(s) is inconsistent with the language herein, the language of this User Agreement shall prevail. All notices under this User Agreement shall be in writing, such as e-mail. A printed version of this User Agreement shall be admissible in arbitration, judicial, or administrative proceedings to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. This User Agreement, and any e-mail, facsimile, or other communications between you and us that is or can be printed by a computer onto paper, whether electronic or on paper, shall be considered to be "in writing" and you should print a paper copy of this User Agreement and any such personal electronic communication that is important to you and retain the copy for your records. If you are unwilling to receive this User Agreement, licensed content, or other communications from us electronically, you may not use this website or otherwise license content from us. Clause or paragraph titles and headings are for reading convenience, and hyperlinks are for convenience in accessing related information, and shall be disregarded when construing this instrument. References herein to the cubit.co.za/accounting Internet domain shall include any alias or mirror domain names or numbers. Receipt and/or use of any donations shall be governed entirely by this User Agreement and shall not constitute agreement or acceptance of any additional terms and conditions contained therein which shall be null and void. You may not transfer or assign this User Agreement and any such transfer or assignment will be null and void. You further agree to refrain from engaging in any conduct that is, or that we determine to be, in violation of this User Agreement. You acknowledge that remedies at law may be inadequate to protect against breach of our intellectual property rights, as prohibited under this Agreement, and you agree to the granting of injunctive relief, for the protection of terms laid out in this User Agreement without proof of actual damages. You agree to undertake at your expense any measures and/or legal actions necessary to protect and defend our intellectual property by counsel reasonably accepted by us, and upon request to cooperate with us when we need to do so, and to cooperate with us as fully as reasonably required in the defense of any claim or in asserting any available defenses. We shall have the right at our sole discretion to assume the exclusive control and defense of any matter.

Nothing in this Agreement shall create any relationship between us, including but not limited to not creating any joint venture, joint employer, franchisee-franchisor, employer-employee, professional-client, organization-member, or principal-agent relationship between you and us, nor impose upon us any obligations for any losses, debts, taxes, or other obligations incurred by you or as a result of your actions. You agree that any time you expend relating to this website is only for your research, enjoyment and educational purposes and/or your educational hobby and is not labour on behalf of us or our website, and that while you may donate property, including intellectual property (for which gifts we are most grateful!), you may not and agree not to work on our behalf or donate your labour to us, nor allow us to determine the manner or result of your activities or accomplishments, nor shall there be any economic exchange thereby.

Time is of the essence hereof. Non-enforcement of any provision herein does not constitute consent or waiver, and we reserve the right to enforce such provision at our sole discretion and at any time, without limitation, and regardless of any delay after we learn of any violation of the terms and conditions hereof and whether such delay be reasonable or unreasonable, and the waiver of any breach of any provision of this User Agreement shall not be deemed to be a waiver of any preceding or subsequent breach, nor shall any waiver constitute a continuing waiver. If any portion of this agreement shall be held unenforceable, invalid or inoperative, then, (a) the remainder of this agreement shall be considered valid and operative, and the remaining provisions shall be nevertheless carried into effect, and (b) insofar as it is reasonable and possible, effect shall be given to the intent manifested by the portion held unenforceable, invalid or inoperative, and such portion shall be reformed only to the extent necessary to make it enforceable. The language of this User Agreement shall be construed as to its fair meaning and not strictly for or against any party.



You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the cubit.co.za/accounting site or this User Agreement must be filed by you within one (1) year after such claim or cause of action first arose, and regardless of when discovered, or be forever barred. The parties hereto stipulate and agree that (1) as the physical premises of the cubit.co.za/accounting site is 44 Bordeaux Drive, Randburg, and (2) that the electronic signals created when the website or content thereof is used constitute the cubit.co.za/accounting site's physical personal property; neither of which shall be trespassed or converted by unauthorized entry, access, transfer, or use and our right to exclude others from trespassing and/or converting such property or from our virtual network premises is not equivalent to any rights protected by copyright. The parties hereto further stipulate and agree that use of this website or the content thereof in violation of this User Agreement causes actual and irreparable harm inflicted by such conduct, constitutes a substantial interference with possession or the right thereto, and shall give rise to causes of action for trespass, conversion, or the like, false advertising, trademark dilution, computer fraud and abuse, unfair competition, misappropriation, interference with prospective economic advantage, unjust enrichment, copyright infringement, and other causes of action as applicable, and that no remedy or election we choose shall be deemed exclusive but shall, wherever possible, be cumulative with all other remedies at law or in equity, and that each data or graphic shall constitute a separate copyrighted work. We reserve the right in our sole and unfettered discretion to deny you access to this website at any time for any reason or for no reason.



The cubit.co.za/accounting site operates entirely on-line, communicates exclusively via the Internet, provides information as electronic commerce, and has no staff to handle phone calls or requestor supplied forms or paperwork; consequently, we provide an electronic service only, and no telephone support or billing, invoicing, or other documentation in paper hard copy form by snail mail, fax, or otherwise, just is not available.

You agree to use only the provided permissions e-mail address (or other e-mail links on this website, as appropriate) and not to telephone us or content contributors with permissions or other requests, nor to attempt to circumvent the provisions of this agreement, and telephone calls placed in disregard of the foregoing will be charged at one thousand Rands per telephone call.

we agree that a printed version of your application e-mail(s) requesting permission, constituting your submission of data, and/or facsimile or other electronic records shall be admissible in arbitration, judicial, or administrative proceedings to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed format.

Your act of sending such an email or emails to us whether directly or indirectly and/or your clicking your e-mail send button indicates your intent thereby to attach your electronic signature to such emailed application requesting permission or other communication and to this entire User Agreement.

cubit.co.za/accounting (or other owner or rights holder, as applicable) shall retain its own right to reproduce such data or other content, or to grant others such permission, and shall retain ownership, copyright, and all other tangible and intangible rights (including but not limited to ownership of originals, scans, files, data, negatives, digital media, and photo duplicates or copies thereof whether re produced electronic, digital or otherwise, (other than tangible rights for those final permitted reproductions published by Licensee under this license for distribution to others) which if not retained by Licensor shall be destroyed or returned to Licensor upon expiration of the limited term of the license). You may retain data(s) obtained from us under the provisions of this paragraph only for the limited purposes for which you obtained permission, but may possess or use a only single copy of each such digital data on a single computer and on a single hard drive or other computer medium, may not distribute such digital data(s) on a computer network except as explicitly permitted, and will promptly return or destroy all copies of such data(s) when no longer needed for the purpose stated in your request for permission. Licensee acknowledges that permission if granted is only for publication or other use as specified in the application during the limited term of the license, does not constitute a transfer of ownership, nor a first sale, and such permission is granted only to the extent of the Licensor's ownership of rights related to the data(s) or other content, and is not a rights clearance for third party rights, property, data or other content included on this website, or derivative works therefrom, which clearance licensee must obtain separately from such third party or parties when required, and our permission grants you no rights until you also obtain all third party permissions and releases that may be required, copies of which you agree to provide to us upon request. In the event that you are requesting licensing of such a third party data from us rather than directly from the third party, or our derivative work therefrom, for convenience, because such data is available in digital format from us, or to take advantage of data processing or digital restoration that we may have performed on such third party data, and are concerned about the total licensing cost including possible additional use fees which may be payable to one or more such third parties, please include in your application a request for a specific proposed adjustment in our use fee to partially offset such additional use fees to be paid to one or more such third parties, which request we will be pleased to consider on a case by case basis. No license or right under any patent or trademark will be granted nor shall such be construed as being conferred hereunder by implication, estoppel or otherwise. Any permission granted is not transferable and Licensee shall not sub license or permit others to reproduce the licensed data or other content, and shall refer such requests by others for permission to reproduce to the Licensor. The Licensor for cubit.co.za/accounting is a South African person owned by author, cubit.co.za/accounting, which has sole authority to operate and license this website and its content. Licensee acknowledges that cubit.co.za/accounting is not granting permission on behalf of nor acting as agent for any other owner or rights holder. Licensee shall maintain the integrity of data or other content used, and use shall not be unlawful, misleading, defamatory, ridiculing, libelous, or otherwise inappropriate, altered from the original appearance, form, meaning, or intent of the author, nor compete or detract from existing or planned use by cubit.co.za/accounting, nor in a manner which suggests an association with or endorsement of any product or service, nor in an historically inaccurate manner or publication, nor damaging to our or the rights holder's reputation.

Severe additional penalty for publication of data stolen from this website; unlimited liability for subsequent infringement: In the event that you do not obtain permission and instead violate this agreement by misappropriating and/or publishing unauthorized pirated copies of data obtained from this website, or by enabling, permitting, facilitating, or encouraging others to do so, a trespass, conversion, or the like, which harms the cubit.co.za/accounting Site, for example by causing donors to be hesitant or unwilling to submit their data to be displayed on the Internet, or if you publish cubit.co.za/accounting data or other content, or without including the legal notices and credits as required herein, you agree to pay a penalty to cubit.co.za/accounting for each unlicensed use, in addition to any actual and/or statutory damages, expenses, and attorney's fees, etc. which may apply, in the amount of fifty (50) times the commercial fee for licensed use in accordance with this user agreement and agree to assign exclusively to cubit.co.za/accounting copyright and all other ownership rights, including but not limited to physical, contractual, and intellectual property rights in any resulting work(s) which contain(s) or which is derived from our intellectual property, this website or its data or other content, and agree to immediately cease and desist any and all infringement of our copyright or other proprietary rights, and of such rights of any third party for which you shall also remain liable. Additionally, please take special care to understand that in addition to direct infringement by your theft and republication of our intellectual property, or if you otherwise violate the terms of this license, you agree that such violation shall result in your unlimited liability for all resulting use and/or infringement by third and subsequent parties who obtain our intellectual property from or through you, and you will be held fully responsible (including penalties) whether or not you have knowledge of their actions at the time, whether or not you benefit financially, and whether or not you have the right and/or ability to supervise or police such subsequent resulting uses especially should repeated and unstoppable use by others result, and you are specifically prohibited from taking any action that would permit, enable, or facilitate such non permissible or viral distribution, including but not limited to, by others who are not a party to this agreement. (i.e., If you give away our data or other content without our permission and/or in violation of this agreement, you agree to pay as specified in this agreement for all resulting subsequent uses by others which are not authorized by us, whether lawful or unlawful, including those resulting uses which you and/or we may, as a result of your actions, then be powerless to control or prevent, and possibly may not even discover until after the fact.) Additionally, in the event that your actions in violation of this User Agreement result in our being deprived of our exclusive rights to ownership and control of the intellectual property we have created in this website and its digital data and/or other content in whole or substantial part, or of the value thereof, or which would make such intellectual property unsaleable, you agree to pay us liquidated damages in the amount of the greater of ten million Rands, the amount of copyright infringement statutory damages per data or other content for each and every infringement, the appraised market value of this website absent such actions, and the estimated commercial cost to create a website of like complexity and content.

LEGAL NOTICE OF INFRINGEMENT Please read this Legal Notice of Infringement which applies to you only if you have violated this User Agreement, or made any use of this website in any way not specifically authorized and permitted herein, in which case you acknowledge timely receipt hereof, which you agree is sufficient notice, at such time as you commenced violation of this User Agreement. Additionally, if you have received Legal Notice of Infringement from us via e-mail or otherwise, this Notice and the entire User Agreement is included therein by reference, and you should also reread this entire User Agreement. This Notice is authorized on behalf of cubit.co.za/accounting, the owner of copyright and other proprietary rights to this website, its data, and other content. Your activities in violation of this User Agreement constitute infringement of the exclusive rights to make copies and to distribute copies and constitute an infringement of copyright and other intellectual property rights, as well as a violation of the User Agreement which is a binding contract entered into whenever use is made of our website. We request that you immediately take all action as may be appropriate to suspend these illegal activities. On behalf of the respective rights owners including but not limited to the owners of the exclusive rights to the copyrighted material at issue in this notice, cubit.co.za/accounting hereby states that cubit.co.za/accounting has a good faith belief that use of the material in the manner complained in violation of this User Agreement is not authorized by the copyright owners or other rights holders, their respective agents, or the law. cubit.co.za/accounting hereby states, under penalty of perjury under the laws of South Africa and under the laws of the United States, that the information in this notification is accurate, and under penalty of perjury, that cubit.co.za/accounting is authorized to act on behalf of the owners of the exclusive rights which are being infringed as set out in this notification. Consequently, cubit.co.za/accounting has never authorized the material to be disclosed or published by you or your user(s) and display of the material could result in being held liable for violating our proprietary rights. Your continued dissemination of this material is in violation of cubit.co.za/accounting's statutory, contractual, and other rights. Therefore, cubit.co.za/accounting demands that you immediately erase or destroy all copies of and cease and desist from disseminating the material obtained in violation of this User Agreement, including but not limited to all locations where the information may be available from all computers, web sites, and servers under your or your company's ownership or control. Please immediately remove the offending material, and notify us in writing that you have removed the material from your web site(s) or other unauthorized location. cubit.co.za/accounting reserves its right to seek immediate equitable, injunctive, and other relief, including damages claims. This notice shall not be deemed to be a waiver of any rights or remedies, which are expressly reserved. We thank you for your courtesy and immediate cooperation in this matter. Your prompt response is requested so that the illegal infringing activity can be stopped.

Rights in this Website/Restrictions: We reserve all rights not expressly granted. cubit.co.za/accounting specifically retain title, ownership rights, and intellectual property rights, and interests including but not limited to any possible copyright, which they may have in and to intellectual property, data, files and/or the data they contain, including the look and feel of all software, programs, web pages, data, or items, and to derivative works. You are not permitted to, and you warrant and agree that you will not do or facilitate any of the following: (1) view or examine the source code or content of any web page, data, or other content, whether text, html, Javascript, jpeg, gif, pdf, or otherwise, nor disable any computer code or software on this website; (2) directly or indirectly modify, translate, reverse engineer, reverse compile, decompile, reverse assemble, disassemble, or create derivative works based on this website or its contents, nor alter any executable code, materials, data, or content on or received via this website, without the prior expressed written permission of cubit.co.za/accounting as provided herein, and for the purposes set forth; (3) screen capture data, web pages, or other content on this website nor extract such content from a cache; (4) copy, screen capture, drag-and-drop, distribute, or publicly display this website or its data or other content, without the prior expressed written permission of cubit.co.za/accounting as provided herein, and for the purposes set forth; (5) place data or other files or content from this website or descriptions or locations thereof into a peer-to-peer file sharing system or index thereto, nor into an http, ftp, or other file transfer protocol or peer-to-peer server; (6) violate the intellectual property, privacy, or publicity rights of others, nor omit or misrepresent the source or origin of any data, content, or other intellectual property; (7) use any robot, spider, web crawler, other automatic device, or manual process to copy our web pages, data, or other content contained without our prior expressed written permission; (8) violate robot instructions including but not limited to robot instructions contained in meta tags and the robots.txt file; (9) engage in any activity that may or will directly or indirectly impose a disproportionately large, unanticipated, or unreasonable load on our website bandwidth or infrastructure; (10) rent, lease, or otherwise transfer rights to this website or its contents; (11) circumvent, remove, disable, nor to attempt to circumvent, remove, or disable any copy protection method, digital watermarks or other proprietary notices, markings, or labels that may be included with web pages, data, text, or other content, nor transmit or publish content or data from which associated copyright or other posted proprietary notices, or publisher, website, or author attributions have been removed; or, (12) omit or obscure the name of cubit.co.za/accounting, cubit.co.za/accounting, any logo, or any proprietary, legal, or other notice, including, but not limited to, copyright, trademark, patent, trade secret, limitation of warranty, usage limitation, disclaimer, or any other terms and/or conditions intended to be displayed.

NO WARRANTY - "AS IS" WITHOUT WARRANTY OF ANY KIND AS TO ACCURACY, COMPLETENESS, OR NON-INFRINGEMENT: THERE IS NO WARRANTY FOR THIS WEBSITE OR ITS CONTENT OR LINKS, NOR FOR ANY DATA OR OTHER CONTENT OBTAINED THROUGH OR OTHERWISE IN CONNECTION WITH THIS WEBSITE. cubit.co.za/accounting, THE COPYRIGHT HOLDER(S), OTHER RIGHTS HOLDERS, LICENSOR, AND/OR OTHER PARTIES AND THEIR AFFILIATES, OR THE LIKE, THAT PROVIDE THIS WEBSITE AND ITS CONTENT, INCLUDING REPRODUCTIONS OF SELECTED ITEMS FROM COLLECTIONS AND LINKS DO SO "AS IS", "AS AVAILABLE", AND WITH ALL FAULTS, WITHOUT USER SUPPORT OR WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, EXPECTATION OF PRIVACY, LACK OF VIRUSES, CORRUPTED FILES, OR OTHER MALICIOUS OR ERRONEOUS SOFTWARE, AVAILABILITY, RELIABILITY, QUALITY, ACCURACY, CORRECTNESS, COMPLETENESS, CORRECTNESS OF DATA IDENTIFICATION OR DESCRIPTION, COMPATABILITY, TIMELINESS, DECENCY, AND FREEDOM FROM INFRINGEMENT. ANY RESULTS OR OUTCOME AS A RESULT OF THE USE OF THIS INFORMATION AND THE ENTIRE RISK OF ACCESS TO OR USE OF THIS WEBSITE AND ITS CONTENT AND LINKS IS WITH YOU. SPECIFICATIONS AND EQUIPMENT ARE SUBJECT TO CHANGE WITHOUT ANY NOTICE OR OBLIGATION BY US. SHOULD THE WEBSITE OR ITS CONTENT, DATA, DOWNLOADS, OR LINKS, OR OUR COMMUNICATIONS OR ATTACHMENTS THERETO PROVE TO BE FAULTY, INACCURATE, INCORRECT, UNRELIABLE, NOT TO MEET ANY OF YOUR PARTICULAR REQUIREMENTS, OR TO BE OTHERWISE UNACCEPTABLE, YOU ASSUME THE COST OF ALL NECESSARY SUPPORT, REPAIR, OR CORRECTION. WE SHALL NOT BE LIABLE OR RESPONSIBLE FOR NONPERFORMANCE OR DELAY IN PERFORMANCE CAUSED BY ANY REASON, WHETHER WITHIN OR OUTSIDE OF OUR CONTROL, INCLUDING BUT NOT LIMITED TO TECHNICAL MALFUNCTIONS OF ANY KIND, DELAYED OR FAILED ELECTRONIC COMMUNICATIONS, OR UNAVAILABLE OR FAILED NETWORK CONNECTIONS. NO WRITTEN INFORMATION OR ORAL ADVICE GIVEN BY US, WILL CREATE A WARRANTY; NOR MAY YOU RELY ON ANY SUCH ADVICE OR INFORMATION. YOU FURTHER ASSUME THE RISK THAT CERTAIN HISTORIC SUBJECTS, ACCIDENTS, ATTITUDES, AND STEREOTYPES AND DESCRIPTIONS OR DEPICTIONS THEREOF, SOME GRAPHIC, MAY PROVE TO BE DISTURBING AND THAT WARNINGS AND RATING FILTERS RELATING TO SUCH CONTENT MAY BE ABSENT OR INEFFECTIVE.

ACCESS TO OR USE OF THIS WEBSITE IN ANY JURISDICTION THAT DOES NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES IS STRICTLY PROHIBITED. IF THESE TERMS ARE CONSIDERED AN OFFER, ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS.

If you access or use this website in violation of the foregoing or any other provision of this User Agreement or in any jurisdiction where access or use is prohibited by law or by this User Agreement, or if you allege that you did so, you agree to pay us a prohibited use penalty fee of the greater of fifty thousand Rands or ten times the loss, unwelcome liability, or potential liability to which we are exposed as a result of your actions. IF YOU USE THE INFORMATION, SERVICES, PERMISSIONS, OR PRODUCTS OF A THIRD PARTY OR THEIR WEBSITE LINKED TO OR OTHERWISE REFERRED TO ON OR THROUGH OUR WEBSITE, OR IN ANY COMMUNICATION FROM US, SUCH THIRD PARTY IS SOLELY RESPONSIBLE FOR ITS INFORMATION, SERVICES, PERMISSIONS, AND PRODUCTS, AND YOU RELEASE US FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES, ACTUAL AND CONSEQUENTIAL, OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, DISCLOSED AND UNDISCLOSED, SUSPECTED AND UNSUSPECTED, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH INFORMATION, SERVICES, OR PRODUCTS, ANY TRANSACTIONS BETWEEN YOU AND SUCH THIRD PARTY, AND ANY DISPUTES BETWEEN YOU AND SUCH THIRD PARTY.

NEITHER WE NOR OUR DONORS SHALL BE HELD LIABLE FOR (I) ANY DAMAGE TO, OR LOSS OF, PROPERTY OR INJURY TO, OR DEATH OF, PERSONS OCCASIONED DIRECTLY OR INDIRECTLY BY AN ACT OR OMISSION, AND (II) ANY LOSS OR DAMAGE DUE TO DELAY, CANCELLATION, OR DISRUPTION IN ANY MANNER CAUSED BY THE LAWS, REGULATIONS, ACTS OR FAILURES TO ACT, DEMANDS, ORDERS, OR INTERPOSITIONS OF ANY GOVERNMENT OR ANY SUBDIVISION OR AGENT, THEREOF, OR BY ACTS OF GOD, STRIKES, FIRE, FLOOD, WAR, REBELLION, TERRORISM, INSURRECTION, SICKNESS, INJURY, QUARANTINE, EPIDEMICS, THEFT, OR ANY OTHER CAUSE(S) BEYOND OUR CONTROL. YOU WAIVE ANY CLAIM AGAINST US OR OUR DONORS FOR ANY SUCH LOSS, DAMAGE, INJURY, OR DEATH.

THIS WEBSITE MAY BE USED BY MINOR PERSONS OR PERSONS OTHERWISE NOT LEGALLY ABLE TO AGREE TO ABIDE BY THE TERMS AND CONDITIONS OF THIS USER AGREEMENT ONLY WITH THE PERMISSION OF BOTH (1) THEIR PARENT OR LEGAL GUARDIAN, AND (2) THE OWNER OF THE COMPUTER EQUIPMENT BEING USED, BOTH OF WHOM ACCEPT THIS USER AGREEMENT. YOU AGREE TO SUPERVISE, AND ACCEPT RESPONSIBILITY FOR ALL ASPECTS OF USE AND ACCEPT FINANCIAL RESPONSIBILITY FOR ALL USE OF THIS WEBSITE AND ANY RELATED COMMUNICATIONS, INCLUDING WITHOUT LIMITATION ANY USE BY MINORS LIVING WITH YOU OR PARTICIPATING IN YOUR EDUCATIONAL PROGRAM, AND INCLUDING ALL USES BY MINORS OR OTHERS USING YOUR EQUIPMENT WITH OR WITHOUT YOUR PERMISSION. WE REGRET THAT CHILDREN UNDER THE AGE OF 13 YEARS ARE PROHIBITED FROM CONTACTING THE cubit.co.za/accounting SITE BY E-MAIL OR OTHERWISE, AND COMMUNICATION HELP OR OTHER INFORMATION ON BEHALF OF SUCH CHILDREN MUST COME FROM THE CHILD'S PARENT OR LEGAL GUARDIAN.

cubit.co.za/accounting MAY PERIODICALLY MAKE UPDATES, CHANGES, IMPROVEMENTS, OR MODIFICATIONS, BUT MAKES NO COMMITMENT TO DO SO, AND MAY INTERRUPT OR DISCONTINUE OFFERING THIS WEBSITE IN WHOLE OR PART AT ANY TIME WITHOUT NOTICE. THE WEBSITE MAY ALSO BE TEMPORARILY UNAVAILABLE ON THE LAST DAY(S) OF ANY CALENDAR MONTH DURING WHICH OUR WEBSITE'S POPULARITY HAS EXCEEDED THE MONTHLY "BANDWIDTH" ALLOTMENT. YOU AGREE TO IMMEDIATELY NOTIFY cubit.co.za/accounting BY E-MAIL OF ANY ERRORS, HISTORICAL INACCURACIES, TECHNICAL PROBLEMS, TYPOGRAPHICAL ERRORS, BROKEN LINKS, INCORRECT OR MISSING CITATIONS, PROPRIETARY CONTENT INCLUDED WITHOUT REQUIRED PERMISSION, OR ANY OTHER DEFECTS OR DEFICIENCIES WHICH YOU DISCOVER ON THIS WEBSITE, AND THE CORRECTION NEEDED, IF KNOWN TO YOU, ALTHOUGH WE MAKE NO PROMISE THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED, AND OF ANY UNAUTHORIZED OR INFRINGING USE OF OUR NAME, DATA OR OTHER CONTENT OR PROPERTY THAT YOU DISCOVER ELSEWHERE.

NO WARRANTY; LIMITATIONS OF LIABILITY: THE COPYRIGHT HOLDER(S), OTHER RIGHTS HOLDERS, LICENSOR, AND/OR OTHER PARTIES THAT PROVIDE THIS WEBSITE AND ITS CONTENT SPECIFICALLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES WITH RESPECT TO THE INFORMATION AND MATERIALS PROVIDED HEREIN, INCLUDING BUT NOT LIMITED TO NON-INFRINGEMENT OF PROPRIETARY RIGHTS, ACCURACY, RELIABILITY, AND PERFORMANCE, AND SHALL HAVE NO LIABILITY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES ARISING OUT OF OR RELATING TO USE OF THE INFORMATION AND MATERIALS PROVIDED HEREIN. WE NEITHER WARRANT NOR REPRESENT THAT YOUR USE OF DATA OR OTHER CONTENT LICENSED OR OBTAINED FROM US OR OUR AFFILIATES WILL NOT INFRINGE ON THE RIGHTS OF THIRD PARTIES. THE CONTENTS OF THIS WEBSITE OR COMMUNICATIONS FROM US ARE NOT INTENDED, AND CANNOT BE CONSIDERED, AS EXPERT ADVICE OR OPINION.

IN NO EVENT WILL WE, ANY COPYRIGHT HOLDER, OTHER RIGHTS HOLDER, LICENSOR, WEBSITE OR CONTENT PROVIDER, OR ANY OTHER PARTY WHO MAY CREATE, CONTRIBUTE TO, SPONSOR, HOST, MIRROR, LICENSE, AND/OR REDISTRIBUTE THIS WEBSITE OR ITS CONTENT IN WHOLE OR PART, OR THEIR OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS, REPRESENTATIVES, OR INFORMATION PROVIDERS BE LIABLE TO YOU FOR DAMAGES, INCLUDING ANY GENERAL, SPECIAL, PUNITIVE, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE COST OF PROCUREMENT OF SUBSTITUTE data OR OTHER CONTENT, OR LOSS OF PROFIT OR REVENUES ARISING OUT OF THIS AGREEMENT, OR THE USE, MISUSE, OR INABILITY TO ACCESS OR USE THIS WEBSITE, LICENSED CONTENT, OR ANY OTHER HYPERLINKED WEBSITE, REGARDLESS OF WHETHER THE ALLEGED LIABILITY IS BASED ON TORT STRICT LIABILITY, CONTRACT, NEGLIGENCE, OR ANY OTHER BASIS, EVEN IF SUCH HOLDER, PROVIDER, OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF WHETHER SUCH ADVISE WAS ACTUAL OR CONSTRUCTIVE, AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. USE OF THIS WEBSITE IN ANY JURISDICTION THAT DOES NOT ALLOW SUCH LIMITATION OF DAMAGES IS STRICTLY PROHIBITED. THIS DISCLAIMER OF WARRANTY IS AN ESSENTIAL PART OF THIS USER AGREEMENT. FURTHERMORE, IN NO EVENT SHALL TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OR USING THIS WEBSITE OR ITS CONTENT.

FORCE MAJEURE: ADDITIONALLY, IN NOT IN LIMITATION OF THE FORGOING, WE SHALL NOT HAVE ANY LIABILITY FOR ANY FAILURE OR DELAY RESULTING FROM ANY CONDITION BEYOND OUR REASONABLE CONTROL, INCLUDING BUT NOT LIMITED TO ILLNESS, GOVERNMENTAL ACTION OR ACTS OF TERRORISM, EARTHQUAKE OR OTHER NATURAL OCCURRENCES, LABOUR CONDITIONS, OR POWER FAILURE.

YOU AGREE AND COVENANT TO DEFEND BY COUNSEL REASONABLY ACCEPTED BY US, HOLD HARMLESS, EXONERATE, AND INDEMNIFY THE COPYRIGHT HOLDER(S), OTHER RIGHTS HOLDERS, cubit.co.za/accounting, LICENSOR, AND OTHER PARTIES THAT PROVIDE OR LICENSE THIS WEBSITE AND ITS CONTENT, AND THEIR AFFILIATES, OFFICERS, AGENTS AND SERVANTS (OR THE LIKE) FOR, AGAINST, AND ON ACCOUNT OF ANY AND ALL DAMAGES, CLAIMS, DEMANDS, PROCEEDINGS, SUITS, CAUSES OF ACTION, JUDGMENTS, SETTLEMENTS, LOSSES, OBLIGATIONS, EXPENSES, TAXES, PENALTIES, LEVIES, COSTS, DISBURSEMENTS, OR LIABILITY, OR THE LIKE, INCLUDING CONSULTANTS', ACCOUNTANTS' AND ATTORNEYS' FEES AND COURT COSTS, ARISING OUT OF, RELATING TO, IN ANY WAY CONNECTED WITH, EITHER DIRECTLY OR INDIRECTLY, OR RESULTING FROM YOUR ACCESS TO OR USE OR MISUSE OF THIS WEBSITE OR ASSOCIATED ALGORITHM(S), SOFTWARE, HARDWARE, INTERNET USAGE, INFORMATION, WEB PAGES, DATA, DOCUMENTS, TEXT, E-MAIL, OR OTHER CONTENT, COMMUNICATION, OR USAGE, OR YOUR REPRESENTATIONS HEREUNDER, OR YOUR VIOLATION OF THIS AGREEMENT, OR FACTS WHICH IF TRUE WOULD BE IN VIOLATION OF THIS AGREEMENT, INCLUDING BUT NOT LIMITED TO ANY USE WHICH YOU MAKE, SUFFER, OR PERMIT TO BE MADE, OR YOUR WITHHOLDING OF INFORMATION, OR YOUR PROVIDING INACCURATE INFORMATION. YOU FURTHER AGREE, AND NOT IN LIMITATION HEREOF, THAT ANY CLAIM(S) BY YOU AGAINST US THAT ARE NOT AS EXPRESSLY AUTHORIZED HEREIN OR ARE IN AN AMOUNT EXCEEDING THAT EXPRESSLY AUTHORIZED HEREIN SHALL NOT BE EXCEPTED FROM THE FORGOING.

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We have little knowledge and no control over third-party's often inadequate and frequently changing privacy and security policies and practices, we strongly recommend the following minimum general privacy and security measures (among others) which are not specific to this website, if and to the extent that you wish to maintain your privacy: (1) use a proxy server that hides your actual IP address so that it does not appear in server log files; (2) if you enable cookies which many websites require to operate properly (but which we do not currently and never have used, but which are used by third parties), you should erase them at least daily; (3) use a browser that withholds the referring URL if you prefer this option; (4) use a hardware stealth firewall; (5) regularly use up-to-date virus checking, backup, and disk repair software; (6) use security software that attempts to detect and prevent surreptitious capture and transmission of personal identifiers such as names, user-id's or numbers, e-mail addresses, unique machine specific identifiers such as your computer's permanent Ethernet MAC (Media Access Control) address or cookie stored GUID (Globally Unique Identifier), or your actual IP address, (7) use high grade encryption for all private, if not all communications; (8) never send confidential information or information not intended for publication using any e-mail link on this website; (9) be aware that e-mail addresses appearing on websites are subject to abuse by spammers; and, extremely important, (10) block all hosts that do not conform to your expectations of proper conduct. No cubit.co.za/accounting site security measures are needed to protect donated information or content or disclosed personally identifiable information and affiliation of the donor from being publicly viewed and/or distributed, as and notwithstanding any notice to the contrary, it is all intended to be available to cubit.co.za/accounting for publication and use.

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